Auto Insurance Quotes Buying Tips #4 – How Much Car Insurance Coverage Do I Need?

When shopping for a new vehicle, it pays to spend a few minutes learning about your auto insurance quotes. At ABM Insurance, we strive to provide all our clients with comprehensive auto insurance quotes, so you and your family stay protected.

Carry Higher Coverage Limits

Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

Liability – in case you are found at fault

Collision – in the event of your car is damaged by a collision

Comprehensive – if your car is damaged by anything other than collision

In Massachusetts, the state’s minimum auto insurance coverage requirements are $20,000 per person or $40,000 for an accident. At Anderson, Bagley and Mayo Insurance, we recommend that you purchase additional protection. Depending on your specific auto insurance carrier, they may have a maximum of $300,000 or $500,000 per accident for liability coverage. If you are in an accident that even may not be enough coverage to protect your assets. Depending on your total assets, you also may want to consider adding a separate umbrella policy, which provides even more coverage.

Umbrella Insurance offers additional optional protections, which may include:

Medical Payments if you have to pay on an injury for yourself or a passenger

Emergency Road Service if you are ever stranded in your vehicle

Uninsured Motorist Protection—because even though the law says auto insurance is mandatory, that doesn’t mean that everyone will have it.

To make sure you and your family are properly protected, please talk with one of our insurance experts. We have three offices conveniently located in: Leominster (978-534-2800); Gardner (978-632-1098); Westminster (978-874-2921) or email us at insure@abminsurance.com to learn more. Or request a quote through our website at car insurance quotes. It’s your vehicle. Let’s protect it.

In addition to contacting Anderson, Bagley and Mayo Insurance if you have questions about your auto insurance, please visit the Insurance Information Institute (I.I.I). For almost 60 years, the I.I.I. has provided definitive insurance information. Today, I.I.I. is recognized by the media, governments, regulatory organizations, universities and the public as a primary source of information, analysis and referral concerning insurance.

About Anderson, Bagley & Mayo Insurance

At Anderson, Bagley & Mayo Insurance, we are the local auto insurance experts. So whether you searched for car insurance quotes, auto insurance quotes, affordable insurance, or auto insurance Leominster, you arrived at the right website.

At Anderson, Bagley & Mayo Insurance, we believe consumers should be educated on their purchasing decisions. You’re not buying insurance just because you need to. You’re buying it because you want to be protected in case anything bad happens.